American Hartford Gold: At a Glance – Information Resource

A Precious Metals IRA is a self-directed individual retirement account that allows you to invest in physical gold, silver, and limited platinum. American Hartford Gold helps you set up the account, purchase IRS-approved metals, and store them in secure depositories. The investment grows tax-deferred (Traditional) or tax-free (Roth) depending on the account type.

American Hartford Gold requires a minimum investment of $10,000 for IRA accounts and $5,000 for direct cash purchases. This makes it accessible for investors who want to start with a moderate investment in precious metals for retirement or personal ownership.

American Hartford Gold charges annual custodian fees of $75-$125 depending on account size, and annual storage fees of $100-$150. There’s an additional $150 fee for segregated storage. However, they offer fee waivers for qualifying large deposits: 1 year for $50,000+ and 3 years for $100,000+.

Your metals are stored in IRS-approved vaults at either the Delaware Depository or Brink’s Global Services. Both facilities offer Class III vaults with advanced security measures and insurance. You can choose between segregated (individual) or non-segregated storage options.

Yes, after age 59½, you can take penalty-free distributions from your Precious Metals IRA, including physical delivery of the metals to your address. Before that age, taking physical possession would be considered an early withdrawal and subject to taxes and penalties.

American Hartford Gold specializes in gold, silver, and limited platinum products that meet IRS purity requirements for retirement accounts. This includes American Eagles, Canadian Maple Leafs, various bars, and unique products like the Valcambi CombiBar. They do not currently offer palladium for IRA accounts.

The account setup process typically takes 1-3 business days for approval once your application is submitted. After approval, you can fund your account and select your precious metals. The entire process from start to funded account usually takes 2-4 weeks depending on funding method.

Yes, American Hartford Gold provides a buyback commitment where they offer to repurchase the precious metals they’ve sold at fair market prices. This offers peace of mind and liquidity, with no additional liquidation fees for the process.

Absolutely. American Hartford Gold specializes in helping clients rollover funds from existing IRAs, 401(k)s, 403(b)s, Thrift Savings Plans, and other qualified retirement accounts into a precious metals IRA. They provide step-by-step guidance and handle most of the paperwork to ensure a smooth, compliant transfer.

Yes, American Hartford Gold is a legitimate, privately-held company founded in 2015. It has an A+ rating with the Better Business Bureau, high ratings on Trustpilot and Consumer Affairs, and over 1,500 positive customer reviews. The company has placed over $2 billion in precious metals and has been featured on the Inc 5000 list of fastest-growing companies for 5 consecutive years.